NOTICE OF CHANGE OF STANDARD INTEREST RATES
As part of our ongoing commitment to responsible stewardship, we regularly assess interest rates to ensure a balance between our customers’ lending and investment needs—while remaining true to our core purpose of fuelling Catholic mission.
The CDF Board has recently approved a change in interest rates which resulted in an increase of 0.25% in the CDF’s standard interest rates effective 1 April 2026.
NEW STANDARD INTYEREST RATES
Savings and Transaction Accounts
Less than $500,000 2.65%
$500,000 and over 2.85%
Term Investments
6-Month Term Investments
$300,000 – $499,999 3.07%
$500,000 and over 3.54%
12-Month Term Investments
$300,000 – $499,999 3.15%
$500,000 and over 3.64%
Loans
Standard Variable Loan Rate 6.35%
Our Commitment to Stability and Mission
As a Mission Fund, the CDF exists to make Catholic mission possible, sustainable, and impactful. A key part of this commitment is to provide certainty and stability to our customers. While future rate movements are uncertain, we remain committed to minimising the impact of market volatility where possible. This commitment is reflected in our current interest rates being consistent since 1 August 2025 — despite fluctuations in the broader market, including increases and decreases to the RBA cash rate.
Support for Laon Customers
To support our customers with loans and continue to provide certainty, please note that it is CDF practice not to vary principal and interest loan repayments when interest rates change. As such, principal and interest rate loan repayments on existing loans will remain consistent at the current repayments levels.
If you have any questions or concerns, please do not hesitate to contact the CDF on 02 6239 9870 or email cdf@cg.org.au.